However, the CPA exam schedule is less flexible. However, the certification cost in both cases doesn’t include the cost of a review course that candidates CIMA Canada 36 Toronto Street Suite 850 Toronto, Ontario M5C 2CS (mail enquiries only) cimacanada. On the other hand, the CMA certification cost is approximately $1,000, which includes all the fees. The CPA exam boasts a slightly higher passing rate. Agreement means a wider range of employment opportunities for members. There are a number of upcoming CMA exam changes in 2020, which are based on the evolution of CMAs in the real world. The candidate can clear the course by qualifying the three levels (operational level, management level, and strategic level). If you are an accounting professional looking to boost your career or just curious to learn about the course, we suggest you check out our Certified Public Accountant (CPA) course to learn more. The CPA designation, by contrast, requires 150 hours of higher education (basically a master’s). Here’s a sample breakdown of fees if you’re in the UK. The new agreement became effective today, 1 August 2023. The main difference is that a CPA qualification is for those seeking careers in auditing, taxation, or accounting, while a CFA qualification is for those who want a career in financial management or to May 15, 2024 · Difference Between CMA and CIMA. Studying ACCA necessitates a minimum requirement of two A levels and three GCSEs across various subjects to initiate studies at the Fundamentals level. It's important to note that you will need to pay the CPA or CMA exam fee each time you take a section of the exam. FAQ’s on ACCA Vs CPA: Oct 20, 2021 · Broadly speaking, CAs tend to have a greater focus on the technical aspects of accounting and a deeper understanding of complex taxation matters, while CPAs focus on accounting and business management as a whole. However, due to the number of ACCA exams (fundamental & professional), it’s harder to compare due exemptions. The comparative pass rates for ACCA vs CIMA in 2023 sitting were:*. Feb 8, 2024 · CIMA’s curriculum is designed to deliver a deep understanding of management accounting, financial reporting, and business strategy. CIMA: The work is more varied and interesting in the early years as you are closer to business decisions. That is, if you’re already a CIA, you’ll still need to meet all of the CPA work, exam, and education requirements. The syllabus comprises three levels of achievement. Jun 25, 2020 · CMA Exam: Part One. Certificate Level Jan 13, 2024 · Practical experience when training in accounting will generally mean work experience through an organisation accredited by the awarding body. The cost of ACCA qualification comes around £1,500 – £2,000, while that of CIMA qualification is in the range of £2,500 – £3,000. Additionally, the eligibility criteria, exam format, and career opportunities differ between the two certifications. Practice typically has a more structured program and the progress is much quicker, which allows you to transfer to industry (if you want) at a higher position. CPA and CIMA are treated almost as equivalents in most countries (speaking from the perspective of the British/Commonwealth system 'CA') because they teach fairly similar fields at their core (accounting). This documentation must be sent to CPA Ontario directly via email from [email protected]. Our family of certificates makes it easy, with options for cybersecurity, blockchain, data analytics, personal financial planning and more. Guide to ACA vs CPA - are they similar? This post lists its job options, fees, pass percentage, and focus areas to help you decide. CMA's average salary is around $33,500 which is approximately Rs. CIMA Certification offers job prospects in management accounting, financial analysis, and business consulting, while CFA Certification opens up career paths in finance, investment banking, asset management, and equity research. We would like to show you a description here but the site won’t allow us. Dec 29, 2023 · The ACCA exam is more time-consuming than the CPA due to the sheer fact that it has more syllabus to be covered than the CPA. In fact, the US CPA pass rate hovers around 45-55%. Nonetheless, both qualifications have their own peculiarities and require hard work, discipline, and motivation to pass. CIMA Exam Difficulty by Pass Rates. CPA (Certified Public Accountant): The CPA designation is highly respected in the United States. ) i) MIA members who are members of CPA Australia or CIMA. It also gives you an infographic with the top 5 comparisons between ACCA and CPA. Upon completion, you’ll have the skills, competencies and mindset that employers want. CPA vs. ACCA Cost. All candidates must pass the Uniform CPA Examination ® (CPA Exam), which consists of three four-hour Core sections and one four-hour Discipline section of your choice. For CIMA, in the UK, the starting annual salary for recent graduates in the UK, on average, ranges between £28,000 and £55,000, depending on job title and position. Furthermore, CIA exemptions for CPA candidates are not available, and vice versa. The Core sections are Auditing and Attestation Nov 9, 2023 · This article is a detailed guide to the key differences between ACCA vs. ACCA Applied Knowledge: 73%. CMA Course includes a few subjects: Financial Planning, Performance and Control, and Financial Decision-Making. The exam demands strategic thinking and a deep understanding of management accounting principles. In fact, many candidates who went through both CPA and CMA find the materials covered in CMA more interesting and useful in their daily business life while CPA materials are too theoretical. Jun 19, 2017 · Giving recognition to CIMA's CMA, ACCA, and ACA is laudable, but what about the Canadian CPA. CMA Exam Parts. Alternatively, individuals holding a degree from an ACCA-accredited university might qualify to commence directly at the Professional level. The CIMA exam is divided into four sections, each with its own time limit. Current MIA member in good standing, and complied with MIA’s Continuing Professional Education (CPE) requirements for the past 3 consecutive years; A member of CPA Australia or CIMA, granted on the basis of successful completion of the professional programme offered by CPA Australia / CIMA The demand for accountants who can apply their financial expertise to emerging digital technologies is increasing rapidly. Eligibility Students can enrol for CIMA right after their grade 12. CIMA – Three years. The junior AAT came last, with just 5%. Dec 2, 2023 · CPA vs. While a CPA specializes in general accounting and finance, a CMA is an expert in management accounting and a CFA in finance and investment services. 2. – Certificate in Business Accounting Provide a letter of good standing (LGS) from CIMA on letterhead certifying your membership in good standing and that you completed the qualifying examinations. Better Practice in Governance and Accountability (online) When complete you will advance to CPA status, receive a CPA/FCPA certificate and will then be able to use the respective letters after your name. Also, CFA is harder than CIMA. At the same time, CIMA has paired up with the AICPA to establish a new qualification known as the CGMA. Apr 2, 2024 · The CIMA is intended for those who help people manage their investments, while the CFP is a much broader certification covering all aspects of personal finance. Roughly speaking, the average passing rates of all papers is slightly above 60%. ACCA exams cost around $1,500 total, not including prep materials or exam center fees. 5 years. These figures may vary according to your experience, expertise, country, company, and skills. For instance, check out this comparison of Gleim Mar 31, 2023 · ACCA vs. Only degrees obtained from post-secondary institutions, which are 5 days ago · The average salary for a CMA is $56,590 and $62,123 for a CPA. 5-2 years. Canada: CPA Canada is the best; CMA is slightly better than CIMA. Candidates for the CMA have three years to pass both parts of the exam. You can also take advantage of a student discount, which reduces costs to a $188 entrance fee and $311 per test part. CPA given the Canadian CPA and its Canadian legacy CMA and CA are the only three designations that have implemented and passed the NASBA 150 SHrs-requirement scrutiny. Jan 4, 2022 · To become a licensed Certified Public Accountant (CPA), you must meet the education, examination, and experience requirements. View all certificates. If you are either a CPA or CMA, you will earn around $10,000 more per year than your counterparts without these credentials. Today’s fastest-growing business opportunities justify more investment into time and learning. org Tel: 1 905 553 0346 (voicemail box) However, the roles and responsibilities of a Certified Public Accountant ( CPA) and a Chartered Financial Analyst ( CFA) differ significantly. Both exams cost a fortune, but the CMA certification is considerably less. If you don't pass a section and need to retake it, you will need to pay the exam fee again. In the context of CPA vs CMA vs CFA, although these professionals function in the May 19, 2024 · On average, the CPA certification cost comes between $850 and $1,350, which includes exam fees, application fees, and licensing fees. Needless to say, the differences between Nov 1, 2021 · The 725 responses were split fairly evenly across three senior accountancy qualifications: the ACCA (38%), CIMA (29%), and ACA (28%). ACA and ACCA are seen in public account and CIMA is for industry (management accounting). CIMA is better if you’re going to manufacturing or services related industry. CIMA is slightly more expensive than ACCA in terms of the examination cost. Step 4: Advance to CPA status. CPA is a single 4-hour long exam (for each section) that is divided into four sections, as described in the “Other major comparative factors” table ahead. It is issued by an organization called the Investments and Wealth Institute. Feb 21, 2024 · CIMA Vs ACCA: Eligibility Requirements. ACCA qualified accountants can earn about £155,300 PA as they grow professionally. It takes about 4 years to earn an ACCA certification if exams are passed on the first try, while CPAs typically qualify in 1. ACCA is the short form for Association of Certified Chartered Accountant and this course is offered by the Association of Chartered Accountant and the candidates who pass this course will have skills in taxation, auditing, handling accounts, management accounting, etc. While this credential doesn’t offer analysts any legally binding benefits, it is essentially a mark of achievement and skill. Although they can both help launch your career, you may find CIMA exams are known for their practical and scenario-based questions, while ACCA exams focus more on technical knowledge. First, the US CPA has fewer sections (4 exam sections vs 13 papers for the ACCA Qualification), but they are all hard. One of the more objective criteria is pass rate. Jumpstart your CPA career by joining our network of over 400,000 members! A place for upcoming and newly minted CPAs to learn the truth about the accounting profession. CPA Exam fee: $344. Nếu bạn cần tư vấn về chương trình học, đừng ngần ngại hãy liện hệ với FTMS qua hotline 0909 700 866 AICPA® & CIMA® is the most influential body of accountants and finance experts in the world, with 689,000 members, students and engaged professionals globally. CIMA members seeking their Canadian CPA designation under this agreement are: Recognized university degree: required to have a recognized university degree from a degree-granting institution in addition to the successful completion of the CIMA program. 1 August 2023, London – The Chartered Institute of Management Accountants (CIMA) and the Chartered Professional Accountants of Canada (CPA Canada) have signed a Memorandum of Understanding agreement in Toronto. As someone who has ACMA (CIMA), CPA and CFA. , graduates with an ACCA qualification can earn from $ 54,512. CFA is a common designation that shows someone has a background in investment Step 1: Start by contacting the CPA body in the province where you intend to work. CIBA and CIMA entered into an MOU to offer CIBA members access to step into the CIMA learning experience, allowing CIBA members to become Chartered Management Accountants (CMA). Then again, an MBA qualification is also the most expensive. ACA: A lot of audit based work in early years which can be very monotonous. CIMA qualified candidates earn an average salary of £62,000 PA which can escalate to £129,000 PA as they grow professionally. Choosing the right certification depends on your career goals and interests. Internal Controls – 15%. UK and Commonwealth countries: CIMA is much more recognized, less so for Canada and Australia. Feb 24, 2024 · Registration fee: between $100 and $400 per section. May 30, 2023 · CIMA vs. A. Oct 27, 2023 · Time and Cost Commitment. Unleash your potential. The Core sections are Auditing and Attestation (AUD), Financial Accounting and Reporting (FAR), and Taxation and Regulation (REG). The CMA exam, on the other hand, is renowned for its difficulty, requiring candidates to give it their all. CFA Cost. Moreover, the EA exam pass rates are higher than some other accounting certification exams, like the CPA exam. Apr 23, 2019 · One is the Certified Investment Management Analyst (CIMA) CPA – Certified Public Accountant. Employers see the ACCA Qualification and CIMA’s CGMA® Professional Qualification as benchmarks for prospective accounting and finance hires. Course Structure. You’ll need to pay an initial $250 entrance fee, then pay $415 for each part of the exam. Founded in 1919, it is the largest management accounting association in the world. In contrast, CPWA is the abbreviation for Certified Private Wealth Advisor. For Certified Investment Management Analyst, please click here . Historically, the CMA exam has had a slightly lower pass rate of around 50% for Part 1, Part 2 combined. Provide a CIMA transcript showing the exams completed, dates of completion, and results. BEC: Business Environment & Concepts. Step 4: Study and pass the CFE Days 2/3 exams. Additionally, the cost of study materials and exam fees should also be taken into consideration. A Bachelor Degree or postgraduate award recognised by CPA Australia (like a Bachelor of Accounting). Step 2: Provide necessary documents, including proof of CIMA membership and work experience. CFA. ACCA – Three years. Licensing: A CPA is a licensed position, while a CMA must pass an exam, but it doesn’t come with a licensing accountant title. There was no qualification exam, so it was an easy add-on for anyone with a CPA or ACMA/FCMA (i. 3 days ago · Ultimately, the CMA exam is much cheaper than the CGMA. While most CIMA advisors will likely hold one or more of these other certifications, each is distinct. (CIMA in this website refers to Chartered Institute of Management Accountant. Aug 28, 2021 · Salary expectations – UK. Here is a summary based on my observations: US: CMA much more recognized. The new agreement will become effective on August 1, 2023. The CIMA has pass rates varying from 45% to 86%. 21,30,000 whereas the CIMA's salary is around $33,000 which is approximately 21,00,00 rupees. According to the latest CIMA annual report, the CIMA program includes 689K members, students, and Apr 9, 2024 · CIMA is the abbreviation for the Chartered Institute of Management Accountants. CPA. This course is a one-level certification exam. ACA/ACCA will always an acceptable qualification but not always CIMA. Part 1: Financial Planning, Performance and Control. The practical experience required to reach full accreditation for each awarding body is: ACA – 450 days. CIMA vs ACA Difference #10: The Early Years. Nov 17, 2023 · Duration and Flexibility: ACCA: Can take about 3-4 years to complete. The Memorandum of Understanding on Reciprocal Membership Arrangements (MOU ACCA vs CIMA — the accounting qualification you choose will form the foundation of your career and can shape it decades into the future. While they are related in many ways, accounting and finance are ultimately separate fields. While CPA Exam pass rates range between 50 and 60%. It’s Cheaper and Less Time Consuming. The CMA designation leads to a Certified Public Accountants (CPA) with the AICPA. The latter is the closest designation to the U. Jan 5, 2023 · What does CPA stand for? Certified Public Accountant. You can also look at the following articles to learn more: ACCA vs CIMA; CPA vs CMA; Investment vs savings Apr 8, 2024 · Difference Between ACCA and CPA. The latest US CMA exam pass rate was 35% for Part 1 and 50% for Part 2. According to the passing rates, the four exams of the CPA are a bit harder than the exams of the ACCA. Secondly, in terms of content, the primary difference between the ACA and ACCA is that the ACA qualification is more appropriate for those working in practice, whilst the ACCA may be more suited to those working in industry. while CPA stands for Certified Public Aug 30, 2023 · Both accountancy qualifications are challenging, especially at the later levels. Aug 29, 2018 · The Institute of Chartered Accountants of Scotland (ICAS), a professional body for accountants which is headquartered in the United Kingdom (UK), the American Institute of CPAs (AICPA), the world’s largest member association representing the CPA profession, and the National Association of State Boards of Accountancy (NASBA), a forum for the 55 U. Technology and Analytics – 15%. Once you become an Associate member of CPA Australia, you must successfully complete. Salary expectations – India. The CPA focuses on taxes, compliance, financial reporting and audit. Jun 30, 2021 · CIMA VS ACA VS ACCA - Which Accounting Qualification shall I Study? Arguably one of the the biggest decisions in your accounting careers. Originally, members of the AICPA or CIMA could acquire the CGMA certification for a $150 fee and a three years of claimed management accounting experience. The recommended prep time is 120-150 hours for every exam. The average salary of an ACCA qualified accountant is about £75,500 PA. The CIMA exam and the CPA exam differ in terms of their duration and format. CIMA students at various levels of their CIMA studies can apply for an Without any additional information it’s pointless to recommend one. The first three sections have a duration of three hours each, while the final section has a duration of four hours. Jan 4, 2022 · All candidates must pass the Uniform CPA Examination ® (CPA Exam), which consists of three four-hour Core sections and one four-hour Discipline section of your choice. Finally, another notable difference is the course length. Each level builds on the knowledge and skills acquired in the previous one. CIMA Management: 67%. ACCA Applied Skills: 54%. Based on the pass rates, it can be inferred that ACCA is slightly tougher than CIMA. The Agreement. Sep 5, 2023 · If you’re looking to compare a CMA to a CPA, take a look at what each position does and what it took to get there. Only degrees obtained from post-secondary institutions, which are ACCA tends to focus more on the technical side of accounting practices and leads to jobs such as a corporate accountant, tax accountant, auditor etc. Apr 8, 2024 · Fees and Passing Rates. Jul 4, 2022 · In the U. CIMA’s exam structure is divided into four levels: Certificate, Operational, Management, and Strategic. In comparison, the CMA exam is divided into two parts, with a total timeframe of eight hours. Deciding which one is tough – US CPA or ACCA – there are several factors to consider. Step 3: The provincial CPA body will guide you through the assessment and any additional requirements. CIMA vs ACA Difference #11: Ability to work abroad. e. CPA: Generally takes less time to complete compared to ACCA, usually around 1-1. While the MBA varies in ability and attractiveness depending on institution and focus area, the CMA provides the same exam and requirements for all candidates. May 30, 2023 · The Certified Investment Management Analyst (CIMA) is a certification for financial consultants and investment advisors. CIMA: Becoming more internationally recognised but still less so Mar 8, 2022 · The CPA exam is conducted by the American Institute of Certified Public Accountants (AICPA), a globally recognized designation for which aspirants need to take the Uniform CPA Examination. CMA Course deals with subjects like Financial Accounting and Reporting, Audit & Attestation, and Business Environment. If CIMA’s CGMA Professional Qualification sets out to reach one goal, it’s this: to enhance your employability. Enter the crypto accountant. Sep 6, 2016 · Based upon the average pay for jobs requiring each qualification in London, the MBA looks by far the most lucrative. . In contrast, the full form of CIMA is the Chartered Institute of Management Accountants, and the students pursuing this course will need to clear three levels for obtaining the Jan 10, 2020 · Two popular designations are CFA (chartered financial analyst) and CIMA (certified investment management analyst). However, a CFP may also specialize in investment management. It’s tailored for individuals pursuing careers in public accounting, including roles like May 24, 2024 · CIMA is a globally recognised qualification in the field of management accounting. External Financial Reporting Decisions – 15%. Internal Controls Manager. If the goal is to become a professional accountant as soon as FTMS Việt Nam hy vọng phần so sánh ACCA, CFA, CIMA và CMA trên đây đã giúp bạn phân biệt rõ hơn giữa các chương trình nghề nghiệp học tại Việt Nam có giá trị quốc tế. CPA and CFP. Both courses are beneficial for management May 23, 2023 · In short the CMA focuses on business analysis & strategy, as well as corporate financial management. May 12, 2022 · The US CPA qualification is recognised worldwide and can open doors to opportunities in Europe, Asia and North America. Apr 15, 2024 · Here are 10 key differences to consider: Recognition: While both certifications hold high value in their respective regions, CMA US stands for its global recognition, allowing candidates seeking Mar 8, 2024 · The primary difference between the CPA and CFA is that the CPA is an accounting credential, while the CFA is for financial analysis. Likewise, the ACCA estimates their mean pass rate is about 55%. Nov 7, 2023 · A CPA is the auditor or the Regulator of a business, whereas a CMA takes charge of the Management of any company. For help finding a financial advisor who can help you achieve your goals, use SmartAsset’s free financial advisor matching Aug 1, 2023 · Toronto, August 1, 2023 – The Chartered Institute of Management Accountants (CIMA) and Chartered Professional Accountants of Canada (CPA Canada) have signed a Memorandum of Understanding agreement in Toronto. On surface, it may look as if the US CMA exam is harder. It is a challenging but conquerable exam. The ACA and ACCA are very similar both in terms of difficulty and content. What it means: CPAs fill a wide range of financial roles, managing and preparing financial records and tax-related documents for both Apr 29, 2024 · In contrast, the CPA is more focused on advanced concepts, including strategic planning and operations management, to build a deeper contextual understanding of accounting. AICPA & CIMA certificates: When you’re hungry for more. As a result, the time required to study and prepare for each exam may differ. CMA – Exam Difficulty. In addition to the CIMA, perhaps two of the most well-known financial credentials are the CPA and the CFP. We advocate for the profession, the public interest and business sustainability. - With a top MBA costing $168k in fees and living expenses, you might want to take the CFA ( costing around $1k per qualification ), instead. CIMA Certification provides skills in cost accounting, budgeting, and risk management, while CFA Certification Apr 9, 2018 · A2: The pass rate for ACCA is 30% to 40% whereas that for CIMA is 50% to 60%. CIMA jobs tend to fall more within the remit of forecasting, budget making, variance analysis and We would like to show you a description here but the site won’t allow us. CIMA is better suited to those pursuing a career in the industry with a greater focus on management accounting. Boards of Accountancy which license more After finishing ACA, you should focus on CIMA which helps ypu become a professional management accountant, further you can head on financial controller. There’s no need to pay for any required courses or yearly membership dues. The CIMA certification provides opportunities in financial analysis, management accounting, and business analysis, while the CIA certification focuses on internal auditing, risk management, compliance, and forensic accounting. CPA Exam Sections. Jun 8, 2023 · The CMA is also attractive because it’s standardized. An average candidate takes about 2-3 years to complete the entire course, but one gets seven years to finish the course. Oct 18, 2023 · 2. On a global scale, New Zealand CIMA graduates can earn between NZ $ 40,000 to 46,000 while Hong Kong Apr 15, 2024 · The primary difference in professionals with a CPA, CMA, or CFA certification lies in their area of expertise. Chartered Institute of Management Accountants, or CIMA, is UK-based and one of the most popular management accounting certifications. Plus, if you study with an Enrolled Agent review course such as TaxMama , Gleim EA Review, the Fast Forward Academy, or Surgent EA, your chances of passing the EA exam go up even more. The CPA exam fees alone can exceed $3,000. CIMA Operational: 64%. Employers will have no need to investigate the details. Part One will now consist of 6 competencies including: Cost Management – 15%. 80 per section. It is important tha 2. Feb 6, 2024 · The CIMA certification focuses more on investment consulting and strategic financial management, while the CFA certification focuses more on investment analysis and portfolio management. The consensus was Apr 5, 2023 · The barrier to entry for the CPA exam is much higher, so it’s a bit harder in that regard. Exam Structure. You’ll start at the Operational level and move on to Management In all likelihood, it will not give you any advantage. Both have ample opportunities for career growth and income potential. Salaries: The average annual salary for a CPA is $65,586, while CMAs earn an average of $88,000. The full form of CMA is Certified Management Accountant, and students will only need to clear one level for obtaining this degree. Given the historical passing rates, it is fair to say that both courses are moderately difficult. It is accepted in around 180 countries and has MRA’s with several accounting bodies across the world including CMA Canada and CPA Australia. The Chartered Global Management Accountant (CGMA ®) designation is issued by AICPA & CIMA, together as the Association of International Certified Professional Accountants Jumpstart your career today There are two pathways to becoming a CGMA designation holder, each with education, experience and assessments designed to build on your existing CIMA in the United Kingdom. Sep 15, 2023 · That makes the CFA broader and more shallow, whereas the CAIA is very focused and deep. ACCA fees vary per country; check the ACCA website for a more accurate estimate of the total costs. CIMA has much more of an emphasis on management reporting, corporate strategy and organisations. I would say go for CFA if your end goal is to be in finance related industry. CIMA Exam Blog: 20 Most Popular Topics according to My Readers. There is an optimistic outlook for both career paths. Education and examination. CFA topics include general economics, financial The Association of International Certified Professional Accountants (the Association), representing AICPA & CIMA, advances the global accounting and finance profession through its work on behalf of 696,000 AICPA and CIMA members, students and engaged professionals in 192 countries and territories. Some advisers are also CPAs and can help with tax and estate planning, harvesting losses, stock 5 days ago · A Detailed Overview of CIMA Vs CMA Salary. CIA vs CPA: Which Certification is Better or Less Difficult? IIA CIA Exam Changes: Major CIA Syllabus Changes in 2019; CIA Requirements: Determine Your CIA Eligibility; CIA Exam Fees Complete Breakdown (plus 2 Hidden Costs) CIA Exam Grading Guide (and Minimum Passing Score) Certified Internal Auditor Salary: A Guide to the CIA Salary in the U. I worked in big 4 Vietnam too, but many managers only have ACCA or Aus CPA, that maybe the reason big 4 Vietnam is not highly appreciated by big 4 global. Here is a collection of our CIMA Exam blog posts, providing answers to the most common questions from aspiring CIMA students. On the other hand, the CMA is more limiting than an MBA. It’s tailored for individuals pursuing careers in public accounting, including roles like Education and examination. S. More specifically, the CFA focuses on financial matters related to investments, risk management, and strategy. The ACCA is generally considered more prestigious internationally whilst the ACA is more geared to the UK setting. ACCA Strategic Professional: 43%. Both tests cover professional standards and ethics. The exams are flexible and can be taken at various times throughout the year. an AICPA or CIMA member). ACCA costs range from £2,333 to £4,426; for US CPA, around $1,500 to $2,000; and for CFA, $3,050 to $3,950. ah hl nf lh ce lc xs fk br ts